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Exploratory study on determinants of problem loan among non-bank financial institution in Malaysia


Citation

M. T., Hirnissa and Mohd Ashhari, Zariyawati and R., Fadilla (2020) Exploratory study on determinants of problem loan among non-bank financial institution in Malaysia. Advanced Journal of Accounting and Finance, 2 (1). pp. 1-9. ISSN 2710-625X

Abstract

Problem loan (PL) deteriorates the NBFI performance as it can cause the firm to encounter financial distress. NBFI management and managers need to manage the lending activities properly to mitigate the problem loan from occurring by determining the factors that influence the PL. Hence, this study is conducted to investigate the determinants of problem loan Malaysian NBFI for the period of 10 years which is from the year 2008 to the year 2017. The result Panel Data analysis shows that deposit growth and firm credit growth positively associated with problem loans. NBFI management of managers should consider deposit growth and firm credit growth while performing lending in creating income. This may be avoiding the bank to encounter financial distress and performance deterioration.


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Additional Metadata

Item Type: Article
Divisions: Faculty of Economics and Management
Publisher: Academia Industry Networks
Keywords: Problem loan; Non-bank financial institution; Panel data analysis
Depositing User: Ms. Nuraida Ibrahim
Date Deposited: 03 Nov 2021 05:47
Last Modified: 03 Nov 2021 05:47
URI: http://psasir.upm.edu.my/id/eprint/88903
Statistic Details: View Download Statistic

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