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Sabri, Mohamad Fazli and Magli, Amirah Shazana and Nazuri, Nur Shuhamin and Ahmad Suhaimi, Siti Shazwani and Othman, Mohd Amim and Burhan @ Jaohari, Nik Ahmad Sufian (2023) The moderating role of fintech app usage in lower-income households in Malaysia: a financial well-being roadmap. International Review of Financial Consumers, 8 (2). pp. 1-34. ISSN 2508-3155; ESSN: 2508-464X (In Press)

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