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Perceived risk towards continual usage intention of online banking


Citation

Mohd Tahir, Hirnissa and Mohd Ashhari, Zariyawati and Tye, Ying Ying (2019) Perceived risk towards continual usage intention of online banking. Advanced Journal of Accounting and Finance, 1 (1). pp. 10-18. ISSN 2710-625X

Abstract

This study aims to determine the perceived risk towards continual usage intention of online banking in Malaysia. The perceived risk variables are adopted from Theory of Perceived Risk to further examine the influence to continual usage intention of online banking in Malaysia which included privacy risk, financial risk, social risk, time risk, performance risk and psychological risk. This research was distributed through online questionnaire by using convenient sampling technique to collect the data. A total of 400 respondents were obtained from online banking user who are above 18 years old in Malaysia. Multiple Linear Regression analysis was used to analyze the relationship between perceived risk and continual usage intention of online banking in Malaysia. The result revealed two perceived risks (time risk and psychological risk) were found to significantly influence the continual usage intention of online banking in Malaysia.


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Additional Metadata

Item Type: Article
Divisions: Faculty of Economics and Management
Publisher: Academia Industry Networks
Keywords: Online banking; Perceived risk; Continual usage intention; Malaysia
Depositing User: Ms. Nur Faseha Mohd Kadim
Date Deposited: 07 Feb 2023 01:49
Last Modified: 07 Feb 2023 01:49
URI: http://psasir.upm.edu.my/id/eprint/81659
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