UPM Institutional Repository

Impact of ESG on Banks’ Loan Ratio with the Moderating Role of the Institutional Quality Index


Citation

Johari, Jalila and Hussein, Suman Najam and Ali, Rosalan (2025) Impact of ESG on Banks’ Loan Ratio with the Moderating Role of the Institutional Quality Index. In: ESG in Asia Pacific: Navigating Sustainable Growth and Corporate Responsibility. Penerbit Upm, MALAYSIA, pp. 261-281. ISBN 9786297840307

Abstract

The Environmental, Social, and Governance (ESG) aspects have becomeessential components driving global sustainability and determining the riskprofiles of financial institutions (Friede et al., 2015). There are marked shiftsin stakeholder expectations, regulatory environments, and the marketplacethat drive the incorporation of ESG factors into the core of financial decision-making (Amel-Zadeh & Serafeim, 2018; Eccles & Klimenko, 2019). In thebanking industry, ESG components impact risk behaviour and the trust ofstakeholders, as well as the quality of loans, establishing direct connectionsbetween the practice of sustainability and the financial bottom line


Download File

[img] Text
127543.pdf
Restricted to Repository staff only

Download (4MB)

Additional Metadata

Item Type: Book Section
Subject: Economics
Subject: Business
Subject: Environmental Science
Divisions: School of Business and Economics
Publisher: Penerbit Upm
Keywords: ESG; Loan ratio; Bank; Institutional
Sustainable Development Goals (SDGs): SDG 9: Industry, Innovation and Infrastructure, SDG 14: Life Below Water, Peace and Justice Strong Institutions
Depositing User: Ms. Nur Aina Ahmad Mustafa
Date Deposited: 31 Jul 2026 01:31
Last Modified: 31 Jul 2026 01:31
URI: http://psasir.upm.edu.my/id/eprint/127543
Statistic Details: View Download Statistic

Actions (login required)

View Item View Item